Primary Travel Medical Insurance plans can greatly reduce the time it will take for reimbursement of travel medical bills incurred on your trip. Primary coverage means the insurance company will reimburse you first, before any other collectible insurance you may have available. You do not have to submit your travel medical bills to your regular insurance carrier first, wait to receive their Explanation of Benefits (EOB) showing what they have covered, and then submit the remainder of the bill to your travel insurance carrier.
Having a Primary Travel Medical Insurance plan does not mean that the insurance company will pay the medical provider direct on your behalf. While on your trip you will probably have to pay your medical bills and then submit a claim for reimbursement. Travel insurance plans are indemnification plans and reimburse you for eligible medical expenses. In the case of severe injury or illness, always contact the insurance company and let them make the arrangements should an emergency medical evacuation be needed.
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Platinumfrom AXA Assistance USA
AXA Platinum offers coverage for Trip Cancellation and Trip Interruption, Baggage Protection, Travel Delay, $250,000 Medical, and includes the Pre-Existing Medical Conditions Waiver if purchase within 14 days of initial trip deposit. Featuring Optional Rental Car Collision protection, Optional Cancel for Work Reasons. Available to U.S. Residents
Worldwide Trip Protector Plusfrom Travel Insured International
is our strongest, most robust travel insurance coverage providing primary emergency medical expense plus many additional benefits. Trip Cancellation For Any Reason and Trip Interruption For Any Reason (which returns up to 75% of unused trip cost insured) are included in the base product if purchased within 21 days of initial trip payment and insuring all pre-paid trip costs.
$100,000 Accident & Medical, $1,000,000 Evacuation Available to U.S. Residents
Safe Travels USA Trip Protectionfrom Trawick International
Safe Travels USA Trip Protection features trip cancellation, interruption, and travel delay for anyone up to age 79 traveling to the USA and worldwide for 5 days up to a maximum of 180 days. Rates are based on insured trip amount, age, and medical plan maximum. Available to non-U.S. residents Not available to residents of European Union countries
Safe Travels Multinational Trip Protectionfrom Trawick International
Safe Travels Multinational Trip Protection is a trip cancellation, interruption and travel delay plan for anyone up to age 79 traveling outside their home country (and not coming to the USA) for 5 days up to a maximum of 180 days. Rates are based on insured trip amount, age, and medical plan maximum. Maximum insured trip amount is $25,000. Available Worldwide Not available to residents of European Union countries