Travel Medical Insurance reimburses you for emergency medical expenses incurred when you are traveling or temporarily living in a foreign country.
Maximum coverage levels can be substantial enough (up to US$2 million) to cover major medical expenses such as emergency surgery and extended hospital stays.
The "American-style" of international medical insurance coverage requires you to pay the specified deductible (excess in the UK) and co-insurance also known as co-pay before the insurer pays any expenses.
Plans often require pre-certification by the insurer prior to hospital admission abroad.
When hospitalization is necessary, many insurers provide a guarantee of hospital admission, and some insurers provide direct payments to hospitals.
When hospitalization is not necessary, most insurers require a claim form to be submitted for reimbursement of covered expenses forbasic treatment by a physician and outpatient medicalservices.
Plans usually include coverage for emergency medical evacuation, reunion, repatriation of remains, accidental death and dismemberment (AD&D), and various other 24/7 travel assistance services.
Coverage for participation as a professional in sporting events (except motor racing) and other hazardous endevors is available. Please contact us for more information regarding this coverage at firstname.lastname@example.org or (US & Canada) 866-979-6753 or(International) +1-402-343-3699
IMG Patriot International®from International Medical Group
Up to US$2 million in short-term travel medical insurance coverage for US Citizens traveling abroad for a period of 15 days to 12 months. The plan provides worldwide coverage and offers a choice of deductibles. After the deductible is met, the plan pays 80/20% coinsurance up to US$5,000 of eligible medical expenses (coinsurance waived for treatment outside the US and Canada), thereafter 100% of eligible medical expenses up to the policy maximum. Additional benefits include: emergency evacuation/repatriation/reunion, AD&D, hazardous sports & activities coverage, incidental & end-of-trip home country coverage.
IMG Patriot America®from International Medical Group
Medical and Emergency Medical Evacuation for non-U.S citizens traveling outside their citizenship country from 5 days up to two years. Coverage range from $50,000 up to $1,000,000. Deductible options from $0 to $2,500. First Health PPO network provides access to 500,000 physicians and 4,700 hospitals in the United States. Immediate access to Visa confirmation letter via emailed policy fulfillment kit. Available to Non-U.S. Citizens
IMG Visitors Care®from International Medical Group
You have enough to worry about when you’re traveling. Don’t let your medical coverage be an uncertainty. International Medical Group® (IMG®) has developed Visitors Care® to provide you and your family Coverage Without Boundaries® so you can spend more time enjoying your international experience, and less time worrying about your medical security.
Visitors Care offers a broad package of international scheduled benefits for individuals traveling and/or temporarily residing outside their home country for a minimum of five days. There are nine separate options based on deductible levels and maximum limits. Simply select the option that best fits your needs. Available to Non-U.S. Citizens traveling outside their home country.
Travel Plusfrom Travelex Insurance Services, Inc.
This plan covers trip cancellation, trip interruption and delay, medical expenses and emergency medical evacuation, baggage loss, damage and delay, travel assistance, accidental death, and more for trips up to 365 days. Available to U.S. residents