Global and Expatriate Insurance Benefits

Our Global and Expatriate Benefit plans provide essential insurance for all nationalities working and living anywhere in the world.

The following insurance categories are available for individuals, families, and employer groups worldwide: Global Health and Medical Insurance, International Life Insurance, International Accidental Death & Dismemberment, and International Disability/Income Protection. Coverage for War and Terrorism is available upon request.

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IMG Global Medical Insurance® from International Medical Group
Annual, renewable global health/medical insurance for individuals and families living worldwide. Maximum lifetime benefit is five million US dollars (US$5,000,000). Does not cover US citizens living in the US.
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Trekker Choice from GeoBlue
Annual multi-trip travel medical ($250,000 - Ages 70+ $100,000), emergency medical evacuation ($500,000), for international travel up to 70 days per trip. No exclusions for pre-existing conditions. Available to residents of certain US States. Issued up to age 84.
To be eligible for this plan, you must be enrolled in a primary health insurance plan.
Available to US residents in 26 States
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High Limit Accidental Death Insurance from eHealthcare test
World-wide AD&D Insurance with benefit amounts from $100,000 to $20,000,000 or more. Available for: aviation only, common carrier only, or 24 hour all risks. Policy periods from 1 day to 3 years available. War and terrorism can be included, anywhere in the world including war zones. Individual or Group.
Available to all Nationalities
U.S. business or residence address required
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TravelGuard Silver from travelguard
Our Silver Plan is for those who are traveling individually or with their family and want standard coverage and access to our 24-hour emergency travel assistance services. Now including increased medical and emergency evacuation coverages, this plan provides even more benefits when purchased within 15 days of initial trip payment, including coverage for pre-existing medical conditions and financial default. Each child 17 and under is covered at no additional cost for each adult that purchases this plan.!
Available to US residents
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Frequently Asked Questions
We have 130+ employees located in eight different countries. Is health insurance coverage available to the all of the employees and their families?
Yes. Once we receive your application we will submit it right away to the appropriate insurance company. We usually will have a quote and offer back to you within 72 hours.

I'm a US Citizen who works abroad, but I return to the US three times per year for visits up to six weeks. Will the Global Medical Insurance plans cover me in the US?
Yes, the Global Medical Insurance plans include coverage back in the U.S. for an aggregate total of 6 months per policy year. Plus there is a U.S. preferred provider network available (which reduces the deductible cost by half).

Our new employee does not qualify for a U.S. Life insurance plan. Is he eligible to apply for the International Life Insurance plan?
Yes, your employee is eligible for the International Life Insurance plan. Applications are available to print our website.

We have contracted employees in Afghanistan, Iraq, and Kuwait Can we obtain life, health, and AD&D insurance for them that will include coverage for war?
Yes, War riders are available for Life, Health, AD&D and Disability policies. Applications are available on-line.

Do you have your own questions? Give us a call or send us an email.
The Travel Insurance Experts