Safe Travels Multinational Trip Protection Benefits


Plan Information
Medical Maximum per Policy: $50,000, $100,000, $250,000, $500,000, $1,000,000 
*Persons aged 70-79 are eligible for the $50,000 or $100,000 plans only
Medical Deductible $0
Co-insurance per Policy: 100% of Covered Expenses up to the policy maximum
Primary / Secondary Primary
Medical Expense Benefits (subject to Policy Maximum, Deductible and Co-Insurance)
Hospital Room and Board Charges: The average semi-private room rate
ICU Room and Board Charges: three times the average semi-private room rate
Outpatient Medical: Usual customary charge to the selected Medical Maximum
Emergency Medical Treatment of Pregnancy: $2,500 per Policy Period
Mental or Nervous Disorders: $2,500 per Policy Period
Physiotherapy/Physical Medicine/Chiropractic: $50 per visit per day; up to 10 visits per Policy Period
Dental Treatment (injury or emergency alleviation of pain): $500 per Policy Period
Doctor Visits, X-rays and Prescriptions, Ambulance: Usual customary charge to the selected Medical maximum
Unexpected Recurrence of a Pre-existing Condition: the first $20,000 of Covered Expenses up to age 65 or the first $10,000 for over age 65
Benefit Period 1 year from the dates of the Covered Accident or Sickness
Additional Benefits (not subject to Policy Maximum, Deductible or Co-Insurance)
Accidental Death and Dismemberment Principle Sum: $25,000 per adult - $10,000 per child
Coma Benefit: $10,000
Felonious Assault and Violent Crime: 100% up to $50,000
Adaptive Home and Vehicle: $5,000
Seatbelt Benefit: 10% up to $50,000
Airbag Benefit: 10% up t0 $50,000
Hijacking and Air or Water Piracy: Covered
Emergency Medical Evacuation: 100% up to $2,000,000
Political/Natural Disaster Evacuation: $25,000
Repatriation or Remains: 100% up to $1,000,000
Emergency Reunion: $15,000
Return of Minor Child(ren) or Travel Companion: $5,000
Hospital Confinement: pays you $150 in addition to paying the hospital
Basic Lost Baggage: $1,000 per Policy Period
Trip Cancellation: 100% of the insured Trip Cost
Trip Interruption: 150% of the insured Trip Cost
Trip Delay: $1,000 per person - $100 daily limit - Covered after 12 hour delay
Missed Departure: 100% of the actual cost up to $1,000 - 
Covered after a 12 hour delay
Loss of Passport: Up to $250
Acute Onset of a Pre-Existing Condition: Applicable when the payment and enrollment for this plan are received no later than 30 days after the final trip payment for your Covered Trip; and 2. you are not disabled from travel at the time you enroll in the Trip Cancellation coverage; and 3. you insure all prepaid Covered Trip costs which are subject to cancellation penalties or restrictions.
Optional Benefits  
Enhanced Baggage up to $3,500
Upgrade AD&D up to $1,000,000
Home Country Coverage/Follow Me Home Coverage See benefit page 8
Athletic Sports Coverage See benefit page 9
Hazardous Activities See benefit page 8

Safe Travels Multinational Trip Protection



Safe Travels Multinational Trip Protection

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